A/C and heating

Heating and air conditioning work hardest in hot and cold climates, and A/C repairs can be costly. These systems are commonly included starting at the middle plan level.

What this covers on many plans

• A/C compressor, condenser and evaporator
• Blower motor and resistor
• Heater core
• Climate control module, on some plans

What usually causes these failures

• Refrigerant leaks from aged seals and lines
• Compressor wear after long hot seasons
• Debris and corrosion on the condenser

Often not covered

• Refrigerant recharge on its own, since a leak must be found and repaired
• Cabin air filters
• Cosmetic or trim parts
• Problems that existed before coverage began

Questions to ask before you buy

• Is refrigerant covered when a covered part fails?
• Is the climate control module covered?
• Are there limits for the A/C system as a whole?

Coverage depends on the plan you choose. The covered list, exclusions, limits and service fee in your contract decide what is paid. Ask for them in writing before you buy.